@import url("https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;600;700&family=Source+Serif+4:opsz,wght@8..60,300;400;600&display=swap");:root{--navy:#0f1f3d;--gold:#c9a84c;--gold-light:#e8c97a;--cream:#faf8f4;--cream-dark:#f0ece4;--text:#2c2c2c;--text-muted:#666;--border:#e0d8cc;--green:#1a6b3c;--font-display:"Playfair Display",Georgia,serif;--font-body:"Source Serif 4",Georgia,serif}*,:after,:before{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--font-body);background:var(--cream);color:var(--text);line-height:1.7;font-size:17px}.container{max-width:1200px;margin:0 auto;padding:0 24px}.site-header{background:var(--navy);border-bottom:3px solid var(--gold);position:-webkit-sticky;position:sticky;top:0;z-index:100}.site-header .container{justify-content:space-between;padding-top:14px;padding-bottom:14px}.logo,.site-header .container{display:flex;align-items:center}.logo{gap:10px;text-decoration:none;color:#fff}.logo-text{font-family:var(--font-display);font-size:20px;font-weight:700}.site-header nav{display:flex;align-items:center;gap:28px}.site-header nav a{color:hsla(0,0%,100%,.8);text-decoration:none;font-size:15px;transition:color .2s}.site-header nav a:hover{color:var(--gold-light)}.nav-cta{background:var(--gold)!important;color:var(--navy)!important;padding:8px 20px;border-radius:5px;font-weight:600;font-size:14px!important}.hero{background:var(--navy);padding:80px 0 70px}.hero-eyebrow{display:inline-block;font-size:12px;letter-spacing:.15em;text-transform:uppercase;color:var(--gold);border:1px solid var(--gold);padding:4px 14px;border-radius:2px;margin-bottom:24px}.hero h1{font-family:var(--font-display);font-size:clamp(36px,5vw,58px);font-weight:700;color:#fff;line-height:1.1;letter-spacing:-.02em;margin-bottom:24px}.hero h1 em{font-style:normal;color:var(--gold)}.hero-sub{font-size:18px;color:hsla(0,0%,100%,.75);max-width:520px;margin-bottom:36px;line-height:1.6}.hero-search{display:flex;max-width:520px;border:2px solid var(--gold);border-radius:6px;overflow:hidden}.hero-search input{flex:1 1;padding:14px 18px;background:hsla(0,0%,100%,.08);border:none;color:#fff;font-family:var(--font-body);font-size:16px;outline:none}.hero-search input::placeholder{color:hsla(0,0%,100%,.4)}.hero-search button{background:var(--gold);color:var(--navy);border:none;padding:14px 28px;font-weight:600;cursor:pointer;font-family:var(--font-body);font-size:15px}.hero-stats{display:flex;gap:40px;margin-top:40px;padding-top:32px;border-top:1px solid hsla(0,0%,100%,.15)}.stat-number{display:block;font-family:var(--font-display);font-size:28px;font-weight:700;color:var(--gold)}.stat-label{font-size:13px;color:hsla(0,0%,100%,.6)}.trust-bar{background:var(--cream-dark);border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:20px 0}.trust-items{display:flex;justify-content:center;gap:48px;flex-wrap:wrap;font-size:14px;color:var(--text-muted)}.trust-item{display:flex;align-items:center;gap:10px}.section{padding:64px 0}.section-alt{background:#fff}.section-header{display:flex;align-items:baseline;justify-content:space-between;margin-bottom:36px;padding-bottom:16px;border-bottom:2px solid var(--border)}.section-header h2{font-family:var(--font-display);font-size:28px;color:var(--navy);font-weight:600}.section-header a{font-size:14px;color:var(--gold);text-decoration:none;font-weight:600}.profession-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));grid-gap:20px;gap:20px}.profession-card{background:#fff;border-radius:6px;padding:24px;text-decoration:none;color:inherit;transition:all .2s;display:block;border:1px solid var(--border);border-top:3px solid transparent}.profession-card:hover{border-top-color:var(--gold);box-shadow:0 4px 20px rgba(0,0,0,.08);transform:translateY(-2px)}.profession-card-category{font-size:11px;text-transform:uppercase;letter-spacing:.1em;color:var(--text-muted);margin-bottom:10px}.profession-card h3{font-family:var(--font-display);font-size:19px;font-weight:600;color:var(--navy);margin-bottom:8px;line-height:1.3}.profession-card-cost{font-size:14px;color:var(--green);font-weight:600}.profession-card-arrow{float:right;color:var(--gold);font-size:18px}.ad-zone{background:var(--cream-dark);border:1px dashed var(--border);text-align:center;padding:20px;margin:32px 0;border-radius:6px;font-size:12px;color:var(--text-muted);min-height:90px;display:flex;align-items:center;justify-content:center}.profession-hero{background:var(--navy);padding:60px 0;border-bottom:4px solid var(--gold)}.profession-hero-breadcrumb{font-size:13px;color:hsla(0,0%,100%,.45);margin-bottom:16px}.profession-hero-breadcrumb a{color:hsla(0,0%,100%,.45);text-decoration:none}.profession-hero-breadcrumb a:hover{color:var(--gold)}.profession-hero h1{font-family:var(--font-display);font-size:clamp(30px,4vw,46px);color:#fff;font-weight:700;letter-spacing:-.02em;margin-bottom:16px;line-height:1.1}.profession-hero-sub{font-size:18px;color:hsla(0,0%,100%,.75);max-width:580px;margin-bottom:28px}.profession-hero-meta{display:flex;gap:28px;flex-wrap:wrap}.meta-badge{background:hsla(0,0%,100%,.1);border:1px solid hsla(0,0%,100%,.2);padding:8px 16px;border-radius:5px;font-size:14px;color:#fff}.meta-badge strong{color:var(--gold)}.content-layout{display:grid;grid-template-columns:1fr 340px;grid-gap:48px;gap:48px;padding:52px 0;align-items:start}.content-main h2{font-family:var(--font-display);font-size:26px;color:var(--navy);margin:40px 0 16px;font-weight:600}.content-main h2:first-child{margin-top:0}.content-main p{margin-bottom:16px;line-height:1.75}.insurance-types{display:flex;flex-direction:column;gap:16px;margin:24px 0}.insurance-type-card{background:#fff;border-left:1px solid 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li:before{content:"⚠";position:absolute;left:0;color:var(--gold);font-size:14px}.faq-item{border-bottom:1px solid var(--border);padding:20px 0}.faq-item:first-child{border-top:1px solid var(--border)}.faq-question{font-family:var(--font-display);font-size:17px;font-weight:600;color:var(--navy);margin-bottom:10px}.faq-answer{font-size:15px;color:var(--text-muted);line-height:1.7}.sidebar{position:-webkit-sticky;position:sticky;top:80px}.sidebar-card{background:var(--navy);border-radius:6px;padding:28px;margin-bottom:20px}.sidebar-card h3{font-family:var(--font-display);font-size:20px;color:#fff;margin-bottom:12px}.sidebar-card p{font-size:14px;color:hsla(0,0%,100%,.75);margin-bottom:20px;line-height:1.6}.cta-button{display:block;width:100%;background:var(--gold);color:var(--navy);text-align:center;padding:14px;border-radius:6px;text-decoration:none;font-weight:700;font-size:15px;transition:background .2s}.cta-button:hover{background:var(--gold-light)}.sidebar-card-light{background:#fff;border:1px solid var(--border);border-radius:6px;padding:24px;margin-bottom:20px}.sidebar-card-light h4{font-family:var(--font-display);font-size:16px;color:var(--navy);margin-bottom:12px}.related-list{list-style:none}.related-list li{border-bottom:1px solid var(--border)}.related-list li:last-child{border-bottom:none}.related-list a{display:block;padding:10px 0;text-decoration:none;color:var(--text);font-size:14px;transition:color .2s}.related-list a:hover{color:var(--gold)}.site-footer{background:var(--navy);color:hsla(0,0%,100%,.6);padding:56px 0 32px;border-top:3px solid var(--gold)}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;grid-gap:40px;gap:40px;margin-bottom:40px}.footer-tagline{font-size:14px;color:hsla(0,0%,100%,.5);margin-top:12px}.site-footer h4{font-family:var(--font-display);font-size:15px;color:var(--gold);margin-bottom:16px}.site-footer 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